2011 Auto Insurance Rates – Most Expensive Cars

Research conducted just recently, published online, reveals which vehicles would be the most costly to insure this year. Naturally, the high-priced powerful vehicles are at the top of the list. Whether or not you might be a great driver, with many years of driving experience and a clean driving record, acquiring Mercedes SL65 AMG will mean you have to pay over $3,500 annually in insurance premiums.

It is actually worth identifying that 8 out of the first 14 cars in that list are Mercedes – S65 AMG, CL600, G55 AMG, SL65 AMG, SL63 AMG, CL65 AMG, CL63 AMG, SL550. 2 models of each manufacture Auston Martin, BMW and Porsche make up the rest.

Needless to say, if the SL65′s $198,750 recommended retail price is within reach, perhaps you do not worry very much about saving cash on car insurance rates. However , when you are a normal motorist, your car insurance costs should really be a consideration when looking for a motor vehicle. In the end, why look for the best bargain on a car only to discover it has excessively high insurance costs?

A vehicle’s premiums for collision and comprehensive coverage are mostly based on that vehicle’s “loss history,” reflecting how often and what type of claims other people have typically filed for that model. Cars chosen for flash and speed – and also vehicles generally picked by young, inexperienced drivers — compile claims and thus garner higher insurance costs.

Include a car owner that has a record of traffic violations, claims or accidents and you have a recipe for truly painful car insurance rates.

This year’s least expensive car to insure will be the Chrysler Town & Country LX minivan. Its national average annual premium is $1,091.80, a third of the cost of insuring the Mercedes SL65 AMG. If you drive a Chrysler, you may want to check out Chrysler Bentley Grills.

The Toyota Sienna minivan and its LE version earn the No. 2 and No. 3 spots, respectively, on the list of cheapest motor vehicles to insure.

Discounts for added safety equipment can also bring insurance rates down. Such equipment consists of electronic stability control, which can help motorists avoid accidents, and overhead airbags.